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Ray
Floyd
President |
239-277-9244
ray@firstcaplend.com |
As
President and owner of First Capital Lending, I
am committed to providing the highest level of
customer service in the mortgage industry. Over
the years I have originated many home loans myself
and fully appreciate the importance of the details
that make the mortgage process satisfactory. I
am involved in our community and versed on the
trends and technology in the mortgage industry.
Our dedication to providing you with a well trained
professional staff combined with competitive programs
makes First Capital Lending the company to choose. |
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Vincent A.
Patti
Vice President |
800-572-8520
vince@firstcaplend.com
www.firstcaplend.com/vince.htm |
Real Estate professionals
and consumers alike have unique needs and objectives
when entering into the mortgage process. With experience
based not just on years, but on decades in the mortgage
field, I understand those individual needs. As a
family man I believe home ownership is the fulfillment
of the American dream and I get extraordinary pleasure
in assisting people in obtaining that goal. As a
Lee County resident since 1974, I have watched thousands
of happy people take possession of a set of keys
that open the door to a new world. It's a wonderful
feeling. If you are seeking a mortgage professional
that will provide prompt, courteous service, based
on long term experience, please give me a call and
allow me to go to work for you. |
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Brad A. Stahlhut
Sr. Mortgage Consultant |
239-418-1170
brad@firstcaplend.com
www.firstcaplend.com/stahlhut.htm |
With over
12 years of experience in the mortgage industry,
you can be certain that your financing is in the
right hands. I pride myself on having built a referral-only
business, and I make myself certain every referred
client is more than satisfied.
I understand how important this time
can be whether you’re buying your first home,
or simply refinancing an existing mortgage. It’s
my goal to provide world class service before, during
and after your transaction to make sure you leave
a satisfied referral source and not just another
closing! |
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Tracy VanLandschoot
Asst. Vice President |
239-277-9244
tracy@firstcaplend.com |
As Florida native,
I have enjoyed living in SW Florida since 1970. I
have been active in the mortgage business for 16
years. My experience in every aspect of the business
such as servicing, construction, processing and underwriting
give me an edge when it comes to doing any kind of
mortgage whether it's FHA, VA construction, conventional,
or non-conforming. I completely understand both sides
of the real estate transaction. My personal commitment
is to provide high quality Real Estate Professionals
with valuable business development ideas. I recognize
how important communication is to the success of
every Real Estate Professional. To receive HONEST
ANSWERS in a timely manner, ask for Tracy Krejci
Kelly. |
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Tracy A. Kelly
Sr. Loan Officer |
239-277-9244 ext. 210,
office
239-980-4818, cell
kelly@firstcaplend.com
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Born
and raised in SW Florida, I have seen major growth
in our area. That growth has provided wonderful opportunities
for me to help hundreds of families over the last
9 years to obtain financing for their dream home.
In addition to a wide range of loan programs to meet
your many needs, I provide personal customer service
and determination to get the job done in an easy
and efficient manner. If you are a first time homebuyer,
refinancing, or just have a question, call me for
a no obligation consultation. |
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Matthew D. Pfeiffer
Mortgage Consultant |
239-940-1622 • 1-800-572-8520
matt@firstcaplend.com
www.firstcaplend.com/pfeiffer.htm
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Originally from Pennsylvania,
I am proud to call Cape Coral, Florida my home since
1994. I have over a decade of experience providing
home mortgages to my clients, as well as having worked
in other financial and client service-related industries.
My entire business is built on referrals from both
previous clients and local business partners in the
community. Choosing to work with The Team of
Matt Pfeiffer will provide you with a level of service
that is beyond your expectations, making the entire
process such an enjoyable experience that you will
want to talk about it with your friends, family and
co-workers. Honesty, integrity and communication
are key ingredients that are vital to mortgage lending
process. Please be assured that your transaction
will be handled with the highest level of professional
efficiency as I am committed to earning the privilege
of being your “Lender For Life.” Call
today to experience the difference my professional
staff and I can make for you. I can be reached at
the toll-free number listed above or on my cell phone
at 239-940-1622. |
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Scott DiGregorio
Mortgage Specialist |
1-800-572-8520
scott@firstcaplend.com
www.firstcaplend.com/scott.htm
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Integrity, Reliability,
Experience and Knowledge. These are the building
blocks of a top lending professional. Having owned
a mortgage company, I have been involved in thousands
of loan transactions. This experience allows me to
give you fast and reliable answers.
I will take the time to understand your individual
needs and then aggressively seek out the loan that’s
best for you. My ongoing commitment to education gives
me the needed tools to help you with any type of loan
including FHA, VA, Conventional, Construction or non-conforming.
My team and I will work hard for you while maintaining
good communication, resulting in a smooth and pleasant
financing experience and a timely closing. |
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Scott C. Kopko
Sr. Loan Officer |
239-542-4214
239-849-3432
skopko@firstcaplend.com |
My entire professional
life has been dedicated to the highest level of personalized
service. I had not realized my true niche in life
until buying my own home. That positive experience
inspired me to strive for excellence in every step
of the home financing process. This will ensure you
receive the service necessary to make your transaction
a smooth one. |
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Mark David Beaudreau
Manager |
239-277-9244
mark@firstcaplend.com |
I have enjoyed working
within the mortgage industry since 1982. To me, there
is no greater professional reward than providing
people with home financing that specifically fits
their requirements. It would be my pleasure to assist
you with your financing needs.
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Maria Repetti
Loan Officer |
239-645-2563
maria@firstcaplend.com |
I am a dedicated sales professional
with years in the real estate profession. It is my
goal to provide an excellent mortgage experience as
well as build long lasting business relationships.
I am a native Floridian and bilingual in Spanish. My
clients professional goals are first priority. I am
confident that my relationship will be a great asset.
Please feel free to contact me on my personal line
at (239) 645-2563. |
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Jo Dyess
Loan Officer |
863-673-8862
jo@firstcaplend.com |
I have been
a resident of Florida since 1959 and am a true Southerner,
ya'll, having been born south of the Mason-Dixon line.
I have resided in LaBelle for over thirty-one years
conducting my own businesses. In addition, I know the "ins and outs" of real estate transactions having worked
for real estate attorneys, a realtor and managed a
title company. I know how to "make things happen." That is exactly what I want to do for my clients by
working hard to get them just the right mortgage to
suit their needs and desires. |
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Vito DiChiaro 239-896-6058
Loan Officer vito@firstcaplend.com
My wife and I have relocated from Long Island, New York. We are very excited to be part of such a beautiful community. I am also honored to be a member of a caring and knowledgeable team at First Capital Lending. My past personal experience as a small business owner, for the last 30 years, has given me an incredible understanding of the needs and dreams of small business people and their employees. Whether it’s a new home, refinance or home equity line you may be thinking about, I would be pleased to be of assistance.
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Rob Guth 239-277-9244
Loan Officer 239-770-6741
rob@firstcaplend.com
Originally from Michigan, I have been a resident of Lee County since 1980. With 8 successful years in the mortgage business, I have experience with virtually every type of loan scenario, specializing in FHA, investor, and conforming loans. I pride myself in providing my clients with uncompromising work ethic, and great customer service. I am well versed in short sales, and can even help my customers improve their credit scores with my experience in credit repair and collection disputes. As your loan originator, I will educate you on the various loan programs available to you, help you understand the positives and negatives, and then simply allow you to choose what is best for YOU. It will be my pleasure to work hard for you! Mi asistente habla espanol.
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Jami DiMaria 239-277-9244
Loan Officer
239-281-9675
Originally from New York, I moved to SW Florida over 6 years ago. Shortly after moving to Florida I purchased my first home and there was something about the process of shopping for a home and acquiring a mortgage that appealed to me. Pursuing a career as a mortgage broker has proven to be one of the most rewarding decisions I have ever made. I am truly passionate about this profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the area. My mission is to carefully guide my clients through the entire home loan process, so that they feel confident making choices about the many options available while keeping their overall financing strategy in mind. "Your Mortgage Consultant for Life"
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Donnie Burnette 239-277-9244
Loan Officer 239.292.5310
donnie@firstcaplend.com
Originally from the Pittsburgh, PA area, my wife Heather and I have had the pleasure of living in Southwest Florida for four years now, having added a daughter in the meantime. In addition to being a Licensed Mortgage Broker, I am also an adjunct Instructor of history at Edison College.
Much as I enjoy educating members of the community at Edison College, I also strive to educate new home buyers and other clients unfamiliar with the mortgage process to provide them with a level of comfort they may not otherwise posses. A mortgage loan is a product, and as with any other product you may buy, I believe that the most important thing you can do is to educate yourself so that you can make an informed decision. Please consider me your greatest resource in achieving that education.
If you are a seasoned real estate professional, I will ensure to the best of my ability that the mortgage process goes as smoothly as possible, keeping yourself and your clients happy every step of the way.
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Cathryn Blair-Bennett 239-277-9244 x 217
Loan Officer cblairbennett@firstcaplend.com
Growing up in Carmel Indiana in the 1970’s taught me “small town” community values early in life. I believe that being part of the Florida mortgage industry for several years, it is crucial now more than ever to carry on those important values of integrity, excellence and loyalty to every client I work with.
I am a licensed Mortgage Broker as well as a Licensed Realtor. The benefit of this is, I have a thorough understanding of both sides of the transaction. I have been a member of the Florida Association of Mortgage Brokers and the National Association of Mortgage Brokers for the last six years. Being a member of these associations means that I must adhere to a higher standard of a code of ethics in the mortgage industry.
It is my goal to offer not just superior service to my clients, but also to have a lasting relationship long after your home is purchased. I have a passion for what I do and whether you are first time homebuyer, vacation home owner, a Real Estate professional, an investor, or just refinancing, I will always be working in your best interest. |
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David Hoke 239-277-9244, office
Loan Consultant 239-292-5460, cell
david@firstcaplend.com
A Florida resident since 1980; spending the past 12 years assisting clients finance their Florida homeownership dreams. With the fast changing tides of the Industry, I pride myself in matching client needs to the program that best fits their situation. I have a seasoned staff that supports me handling Jumbo, Conventional, FHA, VA and Construction loan programs. To see what your best options are, call me directly at 239-292-5460. |
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Lisa Taylor 239-277-9244 X 208, office
Loan Consultant 239-
940-1921, cell
lisa@firstcaplend.com
I’m originally from Tampa , Florida , but, Fort Myers has been my home since 1981. My specialty is first time homebuyers. I remember buying my first home which can be a very overwhelming experience without someone looking out for your best interest. My background is mortgage lending and banking. I’m very knowledgeable in FHA/VA products and various down payment assistance programs. Please give me a call at 239-940-1921 today. |
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Linda Creps 239-277-9244, office
Mortgage Consultant 800-572-8520 x303
linda@firstcaplend.com
I am a resident of Lee County since 1978, having dedicated more than 20 of those years to the Mortgage Industry. My field of expertise includes positions as Sr. Underwriter, Mortgage Loan Officer, Processor and Closer, all of which gave me vast knowledge in all aspects of the mortgage lending process. As an experienced Mortgage Professional, I exhibit the highest level of ethics, honesty and integrity. I enjoy being an integral part of the home ownership experience and take pride in knowing that each and every client has been well informed throughout the mortgage process.
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 Hablo español |
Leonor Franco 239-277-9244, office
Loan Officer 239-565-4009, cell
leonor@firstcaplend.com
I am a Bilingual, Spanish/English, Mortgage Broker. I have lived in Lee County since 1994. I take pride in delivering service with the highest standards of work ethic and professionalism for the last five years. As a home owner, and investor in real estate, I saw many abuses being done by unscrupulous people which motivated me, in the first place, to become a mortgage broker. The desire to educate the borrower in the process of home lending has brought tremendous satisfaction, and successful experiences. I am also an Educator in the Lee County School System, teaching English to Speakers of other languages at the Middle School level. I relocated to Lee County from South Michigan. I invite you to call me at 239.565.4009.
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Dermot Keogh 239-277-9244, office
Loan Officer 239-297-3002, cell
dermot@firstcaplend.com
Like so many that relocate to Florida the move is often accompanied by a career change. In my case I arrived here from my native England via Canada, Atlanta and finally Cape Coral/Fort Myers.
After 20 + years selling Technology Services, Hardware and Software to large Corporations such as Ford, GM, Blue Cross Blue Shield, Coca-Cola and Bank of America I have had the distinct pleasure for the last number of years in making affordable homeownership, whether through Purchase or Re-Finance a reality.
Although it may be a cliché but throughout my working life I have tried to adhere to the principle of doing the right thing for the customer. The payback has often been longer-term friendships being formed and becoming a trusted advisor to them. In recent years I have become adept in handling a wide variety of financing needs including FHA/VA, Foreign National and Construction. I look forward to applying my knowledge and lending skills on your behalf and maybe becoming your “friend in the mortgage business” too. |
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Call Us Today!
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